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State Directory- Auto InsurancePersonal automobile insurance covers private passenger vehicles. It provides protection against economic loss to an insured from bodily injury or property damage to others (liability) arising from the operation, maintenance, or use of a covered automobile. Coverage may also be purchased for damage to vehicles owned by you (Collision & Other than Collision).
- Inland Marine Insurance
- Renters InsuranceHome is where you keep the things that matter to you. Renters Insurance can help you protect that stuff if something bad happens to it or your rental. The coverage is dependable and costs less than you might think—in some cases, it costs as much as your morning latte. Talk to an agent about a renters insurance quote now.
- Home Insurance
- Condo InsuranceCondo insurance is coverage that helps protect against losses and repair costs for a condominium unit. Condo insurance often provides protection for theft, vandalism, fire damage, water damage, and more.
- Life InsuranceWhen buying life insurance, you can be overwhelmed by information overload. Kalivas Insurance assists you by providing you with only the information you need to make the correct choices when protecting your family’s future from tragedy that may strike.
- Business Insurance
- Commercial Property InsuranceProperty insurance can help protect the property your business owns, leases or rents, including things like buildings, equipment, inventory, furniture and fixtures. It provides coverage for loss of accounts receivable and valuable papers and records.
- Commercial Liability InsuranceWhen it comes to liability protection, the broader the coverage the better. That’s why a BOP provides business liability insurance that helps cover your business in the event it is sued for causing harm to a person and/or damage to property. It also helps cover the cost of your defense – because businesses can be sued even if they did nothing wrong.
- Professional Liability Insurance
- Liability Insurance
- Flood InsuranceRegardless of where you live, it’s important to purchase flood insurance separately as your homeowner’s insurance does not cover it. With flood insurance, you can recover faster and more fully after an emergency. Flood Insurance policies usually take 30 days to kick in, so now is the best time to consider purchasing it, especially if spring flooding occurs in your area.