Motor Vehicle

• Auto Insurance
  Having to pay for auto insurance is something every driver hates. However, ignoring your responsibilities as a driver can end up costing you much more than a low-priced insurance policy.
• Motorcycle Insurance
  There are two primary types of motorcycle insurance. The first is known as “liability only” and the second is known as “comprehensive” or “full coverage.”
• Boat Insurance
  Boat insurance, also referred to as marine insurance, can be used for personal or professional purposes and usually covers items such as trailers and other equipment.
• RV Insurance
  It’s a good idea to set up your RV insurance coverage before you need it. To learn more about what kind of options you have, contact our team and let us walk you through your choices. Consultations are always free, contact us now!

Property

• Renters Insurance
  Renters insurance is an often-overlooked aspect of household safety. For many, it may seem like a waste of money; however, statistics show that accidents happen all the time and can lead to serious consequences if renters aren’t prepared.
• Home Insurance
  The home insurance you choose should be tailored to your needs and the needs of your family, as well as the value of your most important or cherished possessions. Having a realistic idea of what you own and how much it’s worth will help you get the most coverage for your money.
• Condo Insurance
  Condo insurance is not legally required in all areas, but it’s a common requirement- especially in newer complexes, or when a condo board takes out a major loan. If you’re considering purchasing a condo in an area with no regulations in place, talk to your realtor and the condo board to find out if this type of insurance is currently necessary.
• Landlord Insurance
  If you’re a landlord, you might wonder if you need landlord insurance. After all, renters elect to live in your property, and they’re responsible for their own liability coverage.

Health and Life

• Life Insurance
  We all know life insurance is a smart thing to have but trying to find the ideal policy can be a headache. If you’re thinking about getting life insurance, it is important to know what your family needs and who should be covered.
• Health Insurance
  For the best overall value, make sure your RV policy includes liability, uninsured/underinsured motorist, comprehensive and collision coverage. In most cases, medical payments coverage is not required but can be added to your policy if you have health insurance that doesn’t pay for injuries to passengers in your vehicle.
• Long Term Care
  I previously worked as an agent with New York Life Insurance Company. I have been with Burke & Burke in the personal lines department for the past 9 years, focusing on property and casualty along with life insurance, annuities, and long-term care.

Business

• Business Insurance
  Business insurance protects your employees, property and finances if something unexpected happens on or off your premises. It is usually not optional – most states require at least some types of business coverage for all businesses operating within their borders.
• Professional Liability Insurance
  Professional Liability Insurance – Also known as errors and omissions, this type of coverage protects you against claims that you have made mistakes or failed to fulfill your obligations

Personal

• Annuities
• Liability Insurance
  Many policies are limited in what they cover below the policy’s self-insured amount or specific deductible. For example, if your family car were vandalized while parked on a college campus, your homeowner’s policy would not be liable to pay for damages or repairs under its property damage clause. But your umbrella insurance could cover this claim.

Natural Disaster

• Flood Insurance
  If you live in an area at risk of flooding, you probably already know how important flood insurance is. But even if floods are not common in your area, flood insurance is a smart type of coverage to have.
• Earthquake Insurance
  There are two main categories of insurance for your home: property insurance and liability insurance. Property insurance protects the value of your house from damage or loss due to specific events. There are several kinds of property insurance, including fire insurance, flood insurance, earthquake insurance, and windstorm insurance. Liability issues arise when someone else suffers an injury while on your property due to something you did – accidentally or not – or if there’s damage caused by your animals. Homeowner policies generally offer liability insurance as a standard feature.
• Windstorm Insurance